For More Information

Hernando County Health & Human Services
20 North Main Street, Room 161
Brooksville, FL 34601
(352) 540-4338
Fax (352) 540-4339

To view a street map of our location, please click here: Google Map

 

Office Hours:  Monday - Friday 8:00a.m. to 5:00p.m. excluding legal holidays

Frequently Asked Questions

Down Payment Assistance Program

 
Items
Are there any restrictions on the home?
As a vendor or contractor how do I participate?
Can I make an Offer of Contract before the County inspection?
Can I use my own home inspector for the initial home inspection? And, what is the purpose of the County’s inspection process?
Can it be used on recently purchased homes or does the application need to be finalized before a house is closed on?
Can Mortgage Broker services be utilized?
Can other entities be listed on the title due to the lending entity that foreclosed owning the asset management company, using power of attorney, etc?
Can the NSP funds be used to buy down the cost of the house more in an effort to lower their monthly mortgage?
Can we consider properties obtained by deed in lieu of foreclosures? And are these properties eligible?
Can we use a co-signer for our primary mortgage?
Do we need to be concerned about anti-flipping rules?
Do you have to get a mortgage to purchase a foreclosed home or can you qualify if you have cash to purchase along with the NSP assistance?
Does the County's NSP program have any additional underwriting requirements beyond the bank?
Does this cover short sale homes, as well?
Explain the floodplain requirements? What if I have chosen a house in the floodplain?
How can the money be used? Are there any stipulations to using the money?
How do I know if I qualify?
How far back can a HUD Certificate for Housing Counseling be accepted?
How long is the process to receive the money?
How much money will I have to come up with to buy a home?

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